Your Partner inCalifornia Home Financing
I help homebuyers and homeowners navigate the mortgage process with confidence and clarity. Working with multiple lenders, I find the right loan for your situation and keep you informed every step of the way.
What Our Clients Say
Manuel Rojas
GoogleI recently had the pleasure of working with Peter Ramirez for my home loan, and I can't recommend him highly enough. From our first meeting, Peter was incredibly knowledgeable and professional. He took the time to explain every step of the loan process, ensuring I felt comfortable and informed. Peter was always available to answer my questions, no matter how small. He kept me updated throughout the process and worked tirelessly to find the best loan options for my situation. His attention to detail and commitment to customer service made a potentially stressful experience much easier. Thanks to Peter’s expertise, I secured a great rate and closed on time. If you're in need of a loan officer who truly cares about his clients, look no further than Peter Ramirez!
Guadalupe Enciso
GoogleI recently had the pleasure of working with Peter Ramirez and let me tell you he is extremely knowledgeable! He was able to answer all my questions and concerns and was able to walk me through the process effortlessly. I highly recommend his services. We are lifelong clients now!
Fany Gomez
GoogleEs una excelente lugar te ayudan con todo recomendado al 100%.. gracias a este equipo cumplimos nuestro sueño de comprar nuestra casa..Gracias 🙏 Mr Peter Ramirez el mejor....
Jerry lopez
GoogleVery professional, answered all of my questions and went above and beyond expectations !! I will definitely use again !! Thank you
Jenna Baumann
GoogleI recently had the pleasure of working with Got Mortgage Solutions for my mortgage, and I can’t say enough good things about my experience. From the very first interaction, the team made me feel comfortable and supported. Overall, I highly recommend Got Mortgage Solutions. They made a potentially overwhelming process feel manageable and straightforward. Thanks to their expertise and support, I’m now a proud homeowner!
Heather C
GoogleI recently had the pleasure of working with Got Mortgage Solutions for my home refinancing, and I couldn’t be happier with the experience. From the start, their team was incredibly responsive and professional. They took the time to understand my financial situation and goals, offering tailored advice that made the entire process smooth and stress-free. The application process was streamlined and efficient, with minimal paperwork and quick approvals. The team was always available to answer my questions and provided clear, transparent communication at every step. What stood out the most was their commitment to customer service. They went above and beyond to ensure I was comfortable and informed throughout the process. I highly recommend Got Mortgage Solutions to anyone looking for a reliable and customer-focused mortgage lender. Their expertise, efficiency, and dedication to client satisfaction truly set them apart.
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About Peter Ramirez
I have spent years working in the mortgage industry, helping homebuyers and homeowners move through the loan process with confidence. I stay involved from the first call through closing and focus on listening, setting expectations early, and keeping things clear so there are no surprises.
My goal is simple. I help you find the right loan by matching your situation to the best options across many lenders, both large and small. Every borrower is different, and having real choices leads to better results.
I work to make the process quick, smooth, and easy to follow. You will know what is happening, what comes next, and what is needed from you. The goal is for you to feel informed and comfortable, not rushed or confused.
Most important, I am upfront and honest from the start. The numbers we talk through at the beginning are the numbers you sign at the end. I am not here for a one-time deal. I want to be the lender you trust and come back to over time.
Client-Focused Service
Transparent communication and personalized guidance throughout your loan journey
Access to Multiple Lenders
Shop across many lenders to find the best rates and terms for your situation
Honest & Upfront
The numbers we discuss at the start are the numbers you sign at the end
Quick & Smooth Process
Clear timelines and proactive communication so you always know what's next
Loan Programs We Offer
We offer a comprehensive range of loan products to meet your unique needs.
Key Benefits
- ✓As little as 3% down payment
- ✓15 to 40 year terms available
- ✓Competitive interest rates
- ✓No property restrictions
Ideal For
Buyers with good credit and stable income
Purchase or Refinance?
Whether you're buying your dream home or optimizing your current mortgage, we have the right solution.
Home Purchase
Find the perfect loan for your new home
Why Work With Me?
- ✓Pre-approval in as little as 24 hours
- ✓Multiple loan program options
- ✓Competitive rates and closing costs
- ✓Dedicated support throughout the process
Refinance
Lower your rate or access your equity
Should You Refinance?
- ✓Reduce monthly payments
- ✓Shorten your loan term
- ✓Access cash for home improvements
- ✓Consolidate high-interest debt
Mortgage Calculators
Estimate your monthly payment or how much home you can afford with our easy-to-use calculators.
Calculate Your Payment
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Additional Monthly Costs
Not required when down payment is 20% or more
Payment Breakdown
PMI is automatically included in monthly payment when down payment is less than 20%. This is an estimate only. Actual rates and terms may vary.
Disclaimer: This calculator is for informational purposes only and does not constitute financial advice. PMI (Private Mortgage Insurance) is automatically included in calculations when the down payment is less than 20%. The estimates provided are based on the information you enter and may not reflect actual rates, terms, or costs. Consult with a licensed mortgage professional before making any financial decisions.
Get In Touch
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Contact Information
Claremont, CA 91711